Digital Employee Health Benefits for Canadian Employers and Employees

EASY BENEFITS MANAGEMENT

A Digital Solution.

Managing your employees and their benefits can be confusing, that's why we simplified it. But don’t just take our word for it, watch how it can be done all from one portal.

GREAT HEALTH BENEFITS

The Best of Both Worlds.

GREAT HEALTH BENEFITS GREAT HEALTH BENEFITS

We offer the same amazing benefits to fit your coverage needs as the other guys, but on a easy-to-use digital platform. That way you can pick and choose the right benefits that everyone wants and needs.

Looking for something more flexible?

We offer the same amazing benefits to fit your coverage needs as the other guys, but on a user-friendly platform. That way you can pick and choose the right benefits that everyone will want, and need.

Health Spending Accounts
Lifestyle Spending Accounts
Extended Health Care
Dental, Drugs
Out of Province/Country
Virtual Healthcare, Paramedicals
Major Medical, Vision
Employee Assistance Program
Dependent Life, Life Insurance
Long Term Disability
Short Term Disability

Health Spending Accounts

A Healthcare Spending Account (HSA) can be a valuable addition to a traditional benefits plan or a stand-alone plan. HSAs are tax-free, in most cases, and are usually set up with an overall maximum that allows employees to be reimbursed for medically required expenses that are not covered under their provincial health plan or their regular group benefits plan.

Lifestyle Spending Accounts

A Lifestyle Spending Account (LSA) is a taxable account that allows employers to provide employees with flexibility in how they utilize their benefits. The employer decides what categories of lifestyle and wellness products will be reimbursed, and typically allocates a maximum amount that each employee can spend.

Extended Health Care

Extended Health Care (EHC) helps cover the cost of healthcare products and services not covered by provincial healthcare plans. Employers can design a plan that reflects the degree of risk they are prepared to assume and the level of protection they want to provide their employees by choosing their coinsurance, maximums, and combination of eligible services for each type of benefit (e.g., prescription drugs, major medical, paramedical, vision care, etc.).

Paramedical Services

Paramedical coverage makes up a piece of Extended Health Care (EHC) benefits and provides coverage for a variety of practitioners not usually covered under a provincial health plan. Some of the paramedical practitioners usually included in a group plan are Massage therapy, Chiropractic services, Acupuncture, Physiotherapy, etc.

Prescription Drugs

Prescription drug coverage is one of the most important features of your benefits plan. As an employer, you need a drug plan that is sustainable and considers a population that could have an increasing need for more prescription medication. You should also consider advancements in medicine and specialty drugs, which could mean an ongoing increase in the cost of drugs and treatments.

Dental

Dental care benefits provide comprehensive dental services and supplies for plan members and their eligible dependents. The scope of most dental services covered under a dental plan usually includes three major categories: Basic, Major Restorative, and Orthodontics.

Major Medical

Major Health coverage (included under the EHC benefit) includes ambulance services, medical supplies & equipment, out-of-country medical insurance, hospital coverage, vision care, among other coverages. A wide range of options are available, and plans can be tailored to the needs of your employees.

Vision

Vision Care is usually an optional benefit included under Extended Health Care. It offers coverage for prescription eyeglasses and contact lenses.

Eye Exams

Eye exam coverage reimburses for expenses incurred when visiting a licensed optometrist or ophthalmologist.

Employee and Family Assistance Program

An Employee and Family Assistance Program (EFAP) is a professional counseling and referral service sponsored by the employer. This benefit provides service to employees, and their family members, to help resolve or cope with personal problems in a confidential and voluntary manner.

Life Insurance

Group Life insurance provides a solid foundation to an employee benefits plan. It offers essential protection when the unexpected happens — providing a financial safety net to employees and their loved ones.

Dependent Life

Dependent Life Insurance provides a flat payment in the event a covered spouse or child passes away.

Critical Illness Insurance

Critical Illness Insurance pays a flat sum to an employee and/or Spouse & Dependent if they are diagnosed with any one of several major critical illnesses included in the chosen plan (ie. heart attack, stroke, cancer, kidney failure).

Accidental Death and Dismemberment Insurance

Group AD&D pays benefits if an employee’s death is the result of an accident, or if an employee suffers the loss of use of any one of a number of limbs or body parts.

Long Term Disability

Long Term Disability offers income replacement for disease or injury that would prevent an employee from working for an extended period. Benefits are usually payable to age 65 if the disabled employee meets the Plan’s definition of disability.

Short Term Disability

Short Term Disability covers income during an employee’s short-term absence from work due to illness or injury. It pays a weekly sum based on a percentage of the employee’s gross earnings.

Out of Province / Country

Out of Country/Province or Emergency Travel Assistance coverage provides assistance and claim payment services for unexpected travel emergencies outside an employee’s province of residence.

Virtual Healthcare

Virtual care, also known as telemedicine, is the delivery of medical services over the internet or phone. We partner with Wello Virtual Healthcare to allow patients to communicate with a healthcare provider remotely, rather than in person.

DESIGNED FOR YOU

Favourite Features.

Helpful tools designed to make the benefits administration process simpler.

Employee Health Journey.
Digital Reports.
Real-Time Updates.
Employee Health Journey.

Quickly review your employees’ information, past updates, and health journey.

Digital Reports.

Access downloadable Employee Booklets, Taxable Benefit Reports, and Billing Information all in one place.

Real-Time Updates.

Make quick changes to employee information such as occupation, salary, and coverage type to ensure all data stays up-to-date.

Employee Health Journey.
Employee Health Journey.

Quickly review your employees’ information, past updates, and health journey.

Digital Reports.
Digital Reports.

Access downloadable Employee Booklets, Taxable Benefit Reports, and Billing Information all in one place.

Real-Time Updates.
Real-Time Updates.

Make quick changes to employee information such as occupation, salary, and coverage type to ensure all data stays up-to-date.

UNIQUE PLAN ADD-ONS

Our Partners 

Provide your employees with access to benefits beyond what the traditional benefits plan includes:

HEAL Wellness Logo

HEAL Wellness

We believe in a healthy mind and body, so we partner with HEAL Wellness to offer corporate wellness programs like Lunch & Learns and Wellness Challenges. In addition to Simply Preferred Pricing, benefits include:

  • increased productivity
  • reduced stress
  • less sick days
  • better sleep
Learn More About HEAL
Humanacare

HumanaCare Employee and Family Assistance Program

Access an Employee and Family Assistance Program (EFAP) that provides compassionate, holistic support and counseling for individuals and their families experiencing work-life challenges. Services include but are not limited to:

  • financial and legal counseling services
  • nutritional health and wellness counseling
  • elder care navigation
  • child care navigation
Learn More About HumanaCare
PocketPills logo

PocketPills Digital Pharmacy

Order prescriptions digitally from the comfort of your own home with PocketPills. Our partnership with PocketPills makes medication more accessible and affordable for members. Members also get access to:

  • Simply Preferred Pricing
  • free home delivery
  • live chat with a pharmacist
  • family medication management
Learn More About PocketPills
Wello logo-1

Wello Virtual Healthcare

We partner with Wello to offer a virtual healthcare plan add-on. Members have 24/7 access to coast-to-coast physical and mental health professionals via mobile or desktop devices. Clinicians are able to:

  • diagnose & treat conditions
  • offer specialist referrals
  • fill/refill prescriptions
  • provide mental health support
Learn More About Wello
BRANDING & FEATURES

Select a Portal.

We created a portal that can fit any organization's needs to help you manage your digital employee health benefits.

Pro

Our most popular, and affordable version of Simply Benefits.

All features; digital drug card, claims, tracking, etc.
Digital management, notifications, and spending.
Guided setup and our world-class support team.
Your branding throughout the entire platform, start to finish.
Branded domain available and branded mobile app.

Enterprise

All the same features as Pro, but with your own branding to provide staff with a familiar branded experience.

All features; digital drug card, claims, tracking, etc.
Digital management, notifications, and spending.
Guided setup and our world-class support team.
Your branding throughout the entire platform, start to finish.
Branded domain available and branded mobile app.
expert advice
WORLD-CLASS SUPPORT

Expert Advice.

We have an in-house support team dedicated to providing assistance to administrators. Our team has been highly trained to offer guidance and solutions each step of the way.

NEED TO TALK TO A BENEFITS PROFESSIONAL?

We're connected with Benefits Specialists across Canada.


Purchasing employee health benefits for your unique workforce can feel daunting.

Benefits Advisors can help you navigate the complexities of benefits and design to deliver a plan that attracts and retains top talent. Good advisors give good advice.

If you aren't working with a benefits broker now or are looking to make a change, contact us and we'll introduce you to an Advisor that can help you:

• Customize a plan perfect for your team with your goals and budget in mind

• Implement a plan that is the most tax effective for you and your employees

• Negotiate with insurers to help you find the right carrier at the best price

• Educate you on plan design and funding options.                              

• Avoid skyrocketing premiums

• Minimize potential liabilities and navigate complex situations

advisor-2

BETTER BENEFITS NOW

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Simply Benefits Inc. (“us”, “we”, or “Simply Benefits”) is committed to privacy and the protection of your information. By using Simply Benefits’s website, mobile and other applications, and related Services made available through the Apple App Store, the Google PLAY Store, or otherwise on the Internet (together, the “Simply Benefits Applications” or “Applications”), you acknowledge that you accept the practices and policies outlined in this Privacy Policy (“Privacy Policy“). Unless otherwise defined herein, capitalized terms shall have the meanings assigned to such terms set forth in the Terms of Service and which incorporate this Privacy Policy by reference.

At Simply Benefits Corp ("Simply Benefits") we are concerned with safeguarding and protecting the privacy of your personal information.

In accordance with Canada's *Personal Information Protection & Electronic Documents Act* ("PIPEDA") we have established policies on how we collect, use and protect any information that you give us when you use our website or services.

What We Collect

Required Regulatory Information

Simply Benefits collects information needed to provide services and meet the regulatory requirements of our industry. When you open an account or sign up for services, we collect personal information which may include but is not limited to the following:

  • Your name and date of birth

  • Contact details

  • Nature of your employment or business

  • Details about your dependents

  • Demographics

  • Other information relevant to the services we provide

Passive Data Collection

We may receive passively-collected information through a variety of methods, including “cookies” to collect information.

What is a cookie?

Cookies are text files containing small amounts of information which are downloaded to your device when you visit a website. Cookies are then sent back to the originating website on each subsequent visit, or to another website that recognizes that cookie. You can get more information about cookies here.

Simply Benefits uses cookies to track and measure site performance and gather analytics on usage. This information is anonymous and is only used by Simply Benefits to measure and improve our site.

When sending e-mail we may use tracking pixels and urls to help us measure open rates for e-mails and link clicks. This tracking information is used internally only to help us provide relevant content and is never shared with any third parties.

Opting Out of Cookies

If you choose, you may set your browser to notify you when you receive a cookie, giving you the chance to decide whether or not to accept it.

Analytics And Marketing

We use analytics tools and other third party technologies, such as Google Analytics, to collect non-personal information in the form of various usage and user metrics when you use our online Sites and/or Services.

We also use online advertising to reach new potential clients and remarketing tools that allow us to target ads to specific groups of people who have previously interacted with WealthBar’s websites.

Google allows individuals to opt out of it’s advertising cookies from its ad settings page.

Google has additional information available about their Remarketing Privacy Guidelines, and Restrictions.

Where do we store it

Simply Benefits may use third parties to store and process data. Simply Benefits will ensure that such third party service providers have significant expertise with data and digital privacy. Simply Benefits will ensure that personal data is stored and transmitted in encrypted format using technology such as SSL. Third party data storage and processing providers may be located in the United States and as a result personal information may be subject to U.S. privacy law which may differ from Canadian privacy law.

How We Use It

The information we collect is used so we can communicate with you, provide benefits and insurance management services, improve our products and services, and meet our regulatory obligations.

We share only the information which is reasonably required in the normal course of business with third parties such as our custodians, securities regulators, auditors, legal counsel, or law enforcement agencies, to enable them to fulfill their obligations to Simply Benefits and our clients. We may also disclose your personal information to third-party service providers, affiliates and agents in order to assist us in providing the services you requested and to fulfil the purposes for which your personal information has been collected. Outside of this we shall not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so.

How We Protect It

We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online. In the event that we share your personal information with third-party service providers, affiliates and agents, these parties will be required to adhere to strict confidentiality obligations and practices.

If you have a question, concern or complaint about our privacy policy, please send your comments and your contact details to our Privacy Officer in writing to the following address:

Simply Benefits Corp.

601-460 Doyle Ave,

Kelowna BC

V1Y 0C2

product@simplybenefits.ca

If you believe that any information we have on file for you is incorrect or incomplete, please write to or email us as soon as possible, at the above address. We will promptly correct any information found to be incorrect.